Life does not play favorites. There is no life’s lottery. But that doesn’t mean if you were born with nothing, you‘re destined to a life of mediocrity. Everyone has the same assets at the beginning. While some may have more of an asset, you can easily compensate if you invest your life currencies wisely. Find out how managing your life’s currencies of time, energy, social and financial assets will provide you with the Optimal Life you seek!

Optimal Living 360: Smart Decision Making for a Balanced Life is a comprehensive self help wellness book on ‘steroids’. The book is unique in how it takes the key areas of your life and integrates them together – how if one area suffers, all areas suffer and how to ensure that does not happen.

Optimal Living 360: Smart Decision Making for a Balanced Life
Sanjay was inspired to write Optimal Living 360: Smart Decision Making for a Balanced Life based on challenges from his own life experiences.

You see, life is multidimensional, like a puzzle, and all the pieces are interconnected. To think if one piece is not the best it can be, it won’t affect the others is naïve.

After reading Optimal Living 360: Smart Decision Making for a Balanced Life Program, one will  learn how you too can have amazing results that will promise a fulfilling life of prosperity, health, love and happiness. You deserve an optimal life, so don’t settle for second best. Get the tips and strategies which lead to an Optimal Life!


Living beyond Debt and Despair.

Achieving a Balanced Life in an Unbalanced World

Sanjay Jain introduces himself as someone whose life needed balance. Despite earning degrees in both medicine and business, his life seemed out of control. He experienced many of the issues others have from the death of his loved ones, to his near bankruptcy, to his own health and relationship issues, and even an existential spiritual crisis. Sanjay shares his own life challenges with such candor because one can only achieve a balanced life when one confronts their current situation.


Life Currencies and Core Assets

Introducing the Principles for Optimal Living

This chapter introduces two key concepts: 1) Our Life Currencies and 2) Our Core Assets. Our life currencies are comprised of 4 currencies: time, labor, social, and monetary currency. Our Core Assets can be best remembered by the acronym, ASPIRES. This six Core Assets would include Spiritual, Physical, Intellectual, Relationships, Economic, and Safety. In order to acquire these assets, it is necessary to expend our life currencies. Our core asset allocation will vary during our lifetime.

ASPIRES Model Assets – which include:

  • Spirituality (God and faith)
  • Physical (health)
  • Intellectual (mental and education)
  • Relationships
  • Economic (financial assets)
  • Safety (quality of life)

Life Currencies

  • Time
  • Energy
  • Social
  • Money

The ROI Core Assets for Integrative Decision-Making

Life is full of tough choices. How do we make choices that would be sensitive to our individual needs? Integrative decisions making is a process that can help us carefully make decisions that incorporate the many complexities of our personal being. The decision process introduced in this chapter incorporates the ASPIRES model.


Applying the Principles across Your Six Core

Hold on to Your Assets: Your ROI on Safety

Of all the core assets, safety our 1st core asset, is the one most taken for granted. Not a sexy topic, but an essential one indeed. There are myriad areas of safety concerns which can be discussed. The focus in this chapter however is on health and exercise safety as well as cyber safety. The chapter concludes on some general safety strategies.

Love and Happiness: Your ROI on Relationships

Life not shared is a life unfulfilled. The chapter explores the many faces of relationships, our 4th asset. Every relationship has its own inherent value, be it a close friend or relative or a simple acquaintance. Is social media the answer? The personal interaction still reins supreme as this chapter explores body language and gestures as well as intimacy just to name a few. More valuable tips on improving your ROI on relationships are included.

How God Is Good: Your ROI on Spirituality

What is spirituality and how does it defer from religion? Of all the many religions in the world, who is right? Does God exist? Why is God good? When can religion backfire? This chapter explores the final core asset, Spirituality, and how it can provide a higher return on your life. It also takes a balanced, contrarian view as to how it can also provide a low return on your life if misinterpreted. Valuable tips are provided at the end of the chapter.

Affairs of the Mind: Your ROI on Intellectual and Mental Health

With hundreds of diets out there, which one do you turn to? What is the common theme amongst them? This chapter explores the second core asset, physical, by examining diet and exercise habits. Valuable tips and insights are provided throughout.

What Money Can Buy: Your ROI on Economic Health

Money, our 5th core asset, brings a negative connotation. Yet, it still is a necessity in order to fulfill our means of daily living. What is money? This chapter explores money and how we spend according to our needs and wants. It introduces concepts on asset protection, financial security (jobs, insurance, and so forth), as well as taxes and charity.


Integrating and Implementing Your

Make Time Matter: Your ROI on Life

This chapter gives extra attention to our most valuable life currency, time. Brief philosophical looks at time along with time management tips are provided.

Putting It All Together

Quick recap of some of the book concepts along with some final thoughts.